Coverages Provided to Our Member School Districts
CRMA I: Property & Liability Insurance
CRMA I property coverage provides replacement cost for losses to buildings, contents and school buses. Our appraisal system maintains a current property inventory for every district to ensure we have an accurate database for values. Inventories for offices and classrooms, computers and other electronic systems, athletic stadium facilities and equipment, and inland marine equipment are handled in the same fashion.
Vehicles other than school buses are covered at actual cash value. These include district owned automobiles, vans, trucks and all other licensed motor vehicles.
CRMA I also provides its member districts with $25,000,000 in liability insurance including general liability, school board legal liability and automobile liability insurance.
Also included in CRMA I policy:
CRMA II: Workers’ Compensation Insurance
- Employee Crime/Fidelity
- E & O for School Board Trustees
- Defense Costs for DFEH & EEOC claims (covered after a "right to sue" letter is filed).
- Sexual Harassment Claims
- Employment Practices Liability
- Cyber Liability
- Tablet Insurance
This program provides statutory limits for workers’ compensation coverage. CRMA II utilizes proven risk control and risk financing techniques, along with aggressive claims management, to ensure its members receive the lowest costs and rates possible.
Click here with your password to access the Insurance Coverage Policy in a PDF format.